(NEWSER– If Congress won't move on President Obama's agenda, he may take further action—on mortgage refinancing, gay rights, and other issues—on his own. The process could begin this week with new cybersecurity rules for private firms in certain industries, including transportation, the Washington Post reports. Later, he could order private mortgage companies to allow low-interest refinancing for 11 million troubled homeowners, a move Republicans have opposed over tax concerns.

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